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| Share/Savings Accounts | | | | | Share Accounts | |
| | $5.00 and over | 1.00% Div. Rate | APY * | | | | If you would like to invest your funds, we also offer share certificates for 3 months, 6 months, 9 months, and 12 months. The minimum required balance is $500.00. Rates on certificates are subject to change daily so give us a call for a quote!
We also offer a rate match on certificates as well! | | |
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| Loan Accounts | | | | | Signature Loans | |
| | Signature Loans | 13.00% APR | Up to 36 months | | Limit is $5,000 per household-discounts apply | | | | | Share-Secured Loans | |
| | Share-Secured Loans | 2% above div. APR | Up to 60 months | | Shares will be pledged and unavailable | | | | | Vehicle Loans | |
| | New Title 2008-2009 | 6.49% APR | Up to 72 months | | <15,000 miles or previously untitled-disc. apply | | Used Title 2004-2007 | 7.24% APR | Up to 60 months | | discounts apply | | Used Title 2000-2003 | 7.74% APR | Up to 48 months | | discounts apply | | Used Title 1999 & older | 9.24% APR | Up to 36 months | | discounts apply | | | | | Personal Loans | |
| | Miscellaneous Secured (New) | 11.50% APR | Up to 60 months | | Limit is $15,000-discounts apply | | Miscellaneous Secured (Used) | 12.00% APR | Up to 60 months | | Limit is $15,000-discounts apply | | | | The credit Union offers discounts on interest rates based on the member's credit scores. Discounts given are based on the following breakdown: 750 to 850 - 1.75% discount, 700 to 749 - 1.00% discount, 650 to 699 - .50% discount.
The Credit Union also has an interest rate match policy. If you can show proof of a lower interest offered to you, we will be happy to match the rate (board approval required). | | |
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| Fees & Disclosures | | | | | Deposit Account Fees | |
| | Return Check Fee | $15.00 | | | | | Loan Account Fees | |
| | Refinancing | $25.00 | | Late Fee-30 days past due | Lesser of 5% of loan bal. or $15.00 | | | | | Miscellaneous Fees | |
| | Wire Transfer Fee | $10.00/bank | | Wire Transfer Fee | $6.00/ CU | | |
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